1-2-3 Rewards Visa Credit Card Online Login | How to Apply

The 1-2-3 Rewards Visa Credit Card

The 1-2-3 Rewards Visa Credit Card is a great Card for only for people who often visit Kroger stores or other Kroger affiliated outlets and branches. They have over 2700 supermarkets in the United States. Based on their fair reward system, you can benefit whenever you spend.1-2-3 Rewards Visa Credit Card


 You can earn 3 points for $ 1 spent in the Kroger brands, 2 points for $ 1 spent in Kroger stores and 1 point for $ 1 for all other purchases.

You receive a Signup Bonus of 25¢ fuel discount for first 3 months when you have redeemed 100 fuel points
The Annual Fee is $0

The Purchases ranges between APR 14.24% to 24.24%, based on your credit score. If you have a good credit score, you can see a relatively low annual interest rate of 14.24%, but if you have bad credit (it can change) it will reach 24.24% (APR can change)

The Cash Advance APR is 25.49% (APR can change)
The Cash Advance Fee $10 or 4%, whichever one is higher
The Late Payment Fee can be Up to $37


Verify that you meet the following requirements:
You are 18 years old or more
Must be a U.S. citizen

How to Apply for 1-2-3 Rewards Visa Credit Card

Step 1: Locate the Visa 1-2-3 Rewards homepage by clicking on the link. Click on the Apply Now link just below the image of the credit card in the middle of the page.
Step 2: Choose the design of the card that best suits your style. Click on one of the links to continue.
Step 3 – To Begin, Enter your personal information in the empty fields provided
Step 4: Enter the required information in the apartment information section
Step 5: You need to check in the data on income and employment to indicate your status, employer, employment and annual income.
Step 6 – To move the balance transfer, you can do so immediately by clicking on Yes and then provide the required information. You can also add another user to your account. In that case, click on Yes to enter their names, date of birth, social security number and postal address. If not, you can avoid this part.

Step 7 – The last step is a simpler step; Read and accept the terms and conditions, then click on the Submit button to complete the process.

How to Login to 1-2-3 Rewards Visa Credit Card Online Account

Go to the US bank home page, locate the login window. Enter your personal ID and click Login. You may be asked to answer your security question, but if you are using a trusted computer, you should not do so, simply enter your password to login to your online bank account.

If you do not remember your login information, click the Forgot your ID button? and follow the instructions displayed. You will be asked to confirm the type of account you are using and then choose the method you prefer to use to recover your login information.


After obtaining a Visa 1-2-3 Rewards credit card, you must call 1 (888) 200-9959 to activate it. Afterward, you can click on the Secure registration link for account registration. First, choose the type of account you’re signed in to. Next, confirm which account you have in the US bank. If you do not have an account, select the No checkbox and select My bank credit card in the United States. On the pop-up window on the right,  enter the card number, the panel code, the card expiration date, the zip code and the social security number. Next set your security information to check verify your identity.

Telephone: 1 (877) 373-6192
Mailing Address: US Bank Headquarters // 800 Nicollet Mall // Minneapolis // 55402

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