Alliant Visa Platinum credit card
Alliant Visa Platinum credit card is a good card option for anyone looking for a cheap card. If you are looking for a credit option with which you can earn extra points from the purchases made with your card, you can check on Alliant Visa Platinum credit card, though the card has a slightly higher interest rate. If you are approved for this card, you are entitled to a get the 0% APR for the first 12 payment cycles for all purchases and balance transfers.
The purchase APR varies between 9.49% and 21.49%, depending on the creditworthiness (APR may change).
Features of Alliant Visa Platinum credit card
It has no annual fee and
possible the introduction of an annual interest rate of 0% to 5.99% in the first 12 billing cycles on purchases and balance transfers (changes in APR may vary).
The cash advance APR is 18.24% to 23.24%, based on solvency (APR is may change),
while purchase APR is 9.49% to 21.49%, based on the ability of the credit (APR may vary) The cash advance fee is 10 or 2% of the amount of each deposit, depending on which amount is higher. However, please note that the fees for late payment are up to $ 25.
Alliant requires that each candidate be part of their credit union.
If so, the application is much simpler and shorter. Otherwise, you become a member in the process. To check if you are worthy for registration, at least one of the following conditions must be met:
Be an employee or pensioner of a qualified company
Be a member of a qualified organization
You are living or work in a qualified Chicagoland community
Be a member of Foster Care to Success
Relatives of an existing Alliant member
In addition to the requirements that must be met in order to get the membership, you must also:
Be at least 18 years old
Having a valid SSN number
Be a resident of the United States
How to Apply for Alliant Visa Platinum credit card
Step 1: First go to the website where you can open the secure application form via this link:
Select the Apply online link.
Step 2: Choose your preferred limit, type of card (platinum: low price) and card design. If you have a promotional code, you can enter it here.
Click on Continue
Enter your personal details such as name, surname etc. in the required fields.
Step 3: Enter your address, city, state, zip code, housing status and monthly rental or mortgage payments in empty boxes.
Step 4: Enter your private phone number, mobile number, e-mail address and mother’s maiden name.
Step 5: Use the drop-down menu under the information ID to indicate the type of ID and then determine the state of issue.
Enter the number associated with the selected identification element below. Finally, enter the date of issue and the expiration date of the same proof of identity.
Step 6: Indicate your occupation status by selecting one of the available options from the drop-down menu. If you work, give the name and function of the employer. Then state the monthly income and state the date of employment, the employer’s country, the employer’s city and the status of the employer.
Step 7: in the case that you have an additional income, click on Add and provide additional revenue information. If this is not the case, click on Continue.
Step 8: if you want to, you can add a Co-financing (co-borrower). This person must be a member of Alliant or co-owner of the main savings account of the main account holder. If you do not need to add a co-borrower, click on Continue without a borrower.
Step 9: Review the information you have provided so far. Scroll through the page and check the information for accuracy. Then select the desired contact method by entering the e-mail address or phone number in the correct place.
Before submitting your application, look at the terms and conditions of this card and if you accept these conditions, select Accept.
Click on Continue to send your application to Alliant
How to login to Alliant Visa Platinum credit card account
To access, click on this link:
Enter your username and password in the appropriate fields. Click on the Secure login to log in to your account.
If you have forgotten your username or password, select the sign-in problems? link under the login fields. There are two options on the next page to help you with this process; click on Recover username if you have forgotten your username, or click” Reset access” if you have forgotten your password.
If you have forgotten your username, enter your membership number and date of birth in the empty fields.
Click on Continue’ to start the recovery process. Follow the instructions on the following pages to retrieve a forgotten username.
Enter your username/account number and your birth date in the appropriate fields to reset your password.
Click on Continue. On the next page, you will find instructions for resetting your password.
ACTIVATION / REGISTRATION
To activate the card, call 1 (800) 328-1935.
Follow the instructions from your customer service and/or the automated messaging system.
After activating your credit card, click the Secure registration link: https://www.alliantcreditunion.com/OnlineBanking/NewUser/Default.aspx.
This link will take you to the registration website where you can start the Alliant online account registration process.
In the New User Configuration window, enter the account number of the member and then the date of birth.
Click on Continue to go to the next step where you must accept the terms and condition.
Finally, configure the login details for your account (username, password, security question/answer).
After completing the above steps, your online account is active and you have access to the Alliant banking portal to manage your credit card.
TELEPHONE: 1 (800) 328-1935
MAILING ADDRESS: Alliant .Credit Union // P.O. Box 66945 // Chicago, IL 60666-0945