The Associated Bank Secured Visa Credit Card
The Associated Bank Secured Visa Credit Card is a credit card which provides an excellent opportunity to build a good credit rating while receiving all the benefits of a Visa credit card. This is a secure credit card that provides a good way to get a good credit score or to recover from bad credit results. In order to obtain this specific credit card, applicants must make a deposit that is linked to the credit card account as a guarantee.
If payments are delayed, the ESF (card issuer) will automatically withdraw the money from the original deposit to ensure that the payment is repaid on time. It offers peace of mind to the bank and helps to improve creditworthiness. The amounts of eligible deposits range from $ 300 (minimum) to $ 5000 (maximum), which determines the credit limit after the deposit. It’s not a good credit card for those who want a good reward program, some special offers and even benefits, or a low APR.
Features of Associated Bank Secured Visa Credit Card
The APR is currently at 21.49% (the APR can be changed) and
the annual fee for this card is $ 35 a year with a late payment fee of $ 37.
Before requesting this credit card, make sure that you meet the following requirements:
Candidates must be over 18years old
Candidates should have a valid U.S. address
Candidates should have a valid SSN number
Candidates should make a deposit between USD 300 and USD 5000
How to Apply for Associated Bank Secured Visa Credit Card
Step 1: To begin the registration process, enter the Associated Bank Personal credit card’s webpage on https://www.associatedbank.com/personal/lending-and-cards/credit-gift-cards/credit-cards. On this page, you will find all personal credit card options, go to the right side of the page to access the Associated Bank Secured Visa Credit Card and press the Apply Now button. The message appears to inform you that the page has been sent to a third party; Simply continue
Step 2: Click on the Start button on the left to access the application form and begin the online registration process.
Step 3: Enter your personal information in the first part of the form.
Step 4: Enter your recent home address, how long you live at the recent address, your housing situation, monthly payroll, and if you have a mailing option, select it. And enter the correct information.
Step 5 – ESF needs information about your income and employment, including your employment status, your employer, your occupation, your annual income
And other income you have. Provide all details.
Step 6: Now, EFS asks you if you have a bank account already with the bank. Select YES next to an open account. You can also add one Joint account holder. Select
Yes, if you need additional cards and need to provide the individual’s details.
Step 7: In this section, provide information on account-related deposits. Specify the type of account, account number and Routing number and amount of funds (approximately $ 300 to $ 5,000).
Step 8: The last thing you need is to read the terms and conditions thoroughly. Click on accept. Click on Submit to send the application for evaluation.
How to Login
Accessing your EFS online bank account is simple. First, visit the EFS Bank Homepage via this link: https://www.myaccountaccess.com/onlineCard/login.do Then go to the login box on the left side of the page. Put your personal online ID in the area and press CONTINUE.
Then enter the password and click Sign In. If you enter all the details correctly, you should have access to the main page of your online bank account.
Forgot password / Username
If you do not remember your personal information, there are easy steps to recover your account details. To recover your personal ID, Click the link forgot your personal ID on the main login page for the EFS system. You must provide your credit card number, security code, the last four number of the social security number and the zipcodes. Click on Submit, and on the following page, you will use some other steps to gain access to your account.
If you have trouble signing up for your online account, it may be because you encrypted your password or you can not remember it. In this case, click on the forget your password? link to recover your login password. In order to return your account, you must enter your personal ID card, credit card number, security code, 4 last number of your Social Security Number, and postal code. At the bottom, you can create a new password to help you recover your bank account online.
Activation / Registration
Once you get a new Associated Bank Secured Visa Credit Card, you must activate it. To activate it, call 1 (800) 558-3424 and follow the instructions to complete the activation process.
If you are considering registering for an EFS bank account online. Click on the secure registration link https://www.myaccountaccess.com/onlineCard/publicEnrollUser.do to begin the registration process. To create an account, enter the following information in the appropriate fields only, Credit card number, security code’ the last four digits of the social security number, Zipcode
Then create your Online ID and password. Confirm the password details by entering it again. You also need to provide an email address so EFS can contact you if they have any relevant information about your account or if you would like to sign in later. After you have entered all the information, press Enter.
Your card is activated and your EFS online bank account is created.
Telephone: 1 (800) 558-3424
Mailing Address: Cardmember Service // P.O. Box 790408 // St. Louis, MO //63179-0408