The BankAmericard® Better Balance Rewards Credit Card
The BankAmericard® Better Balance Rewards Credit Card is a good card with a nice web portal that allows its users to manage almost all aspect of their card. And above all the can be able to; pay bills, activate their card, update contact information, apply for the additional card and view transaction history. This portal is accessible to all Bank of American customer and can be seen on the Bank of American webpage. To apply for this card, use our short guide below.
Features of BankAmericard® Better Balance Rewards Credit Card
- You can receive $ 25 per quarter in exchange for the quick payment of your balance if you pay more than the minimum monthly fee. A $5 if you own a Bank of American checking or savings account.
- It has no introductory APR for the first 12 months.
- It has no annual fee.
- Cash advance APR of 14.99% to 24.99%. depending on your credit score.
- Cash advance fee of 10% or 3% of transactions for direct deposit and for checking cash advance you are to pay. 10% or 5% deposit for bank cash advances.
- The late payment fee is up to $38.
- Purchases APR of 11.99% – 21.99%. According to your credit scores.
Requirements for BankAmericard® Better Balance Rewards Credit Card
Before applying for this card you must meet the following requirements:
- You are to be at least 18 years old.
- You are to have a valid Social Security Number.
How to Apply for BankAmericard® Better Balance Rewards Credit Card
Step 1: Visit the cards webpage and read the report of the card’s interest and click on “Apply Now”.
Step 2: If you are presently a Bank of American bank client, click on “Save time and fill in your application” to automatically import your personal data.
Step 3: Give your full name, address, primary telephone number, e-mail address, country of citizenship, place of residence and date of birth. If you are not a Bank of American client.
Step 4: Select an option that best describes your employment status on the menu. And answer all other questions that are needed for the selected situation.
Step 5: To request a balance transfer or add additional cardholders, click on the specified field and answer other questions. For balance transfer, give your credit card organization, transfer amount and account number. For adding cardholder, give your full name, your relationship with the person and your social security number, date of birth or address.
Also, read the terms of service and click on “View as PDF” to save or print a copy of the document.
Step 6: Click on the checkbox to prove that you accept the terms and condition of the card. (If you do not agree with these conditions, you can leave your application at this time).
Click on ‘Check Info’. You will be redirected to the application request page to verify the accuracy of the request for it sent for the final processing and credit approval process.
How to Login to BankAmericard® Better Balance Rewards Credit Card page.
To start the sign-in process, visit the bank’s home page and check the secure login in the upper-left corner of the screen. Right under the American Bank logo is the hint.
Provide your Online ID and password in the empty field and click on sign in to access your online account. If you do not remember your login details, click on the option that best suit the situation; forgot the password or forgot the username
To recover your Online ID, give your complete card number and (or account number), your tax ID number (or social security integer), and the password. Then, click on Continue
To recover your password, provide your card complete number (or account number), all tax codes (or your social security number), and online user ID.
Activation of BankAmericard® Better Balance Rewards Credit Card
This credit card cannot be used for purchases until it has been activated. Either by using the login portal or by contacting the Bank of American customer service at: (315) 724-4022. If you are using a web portal, click on “Secure Activation”, then click Register.
Also, give your full card number (or full account number) and your full ID number (or full social security number and click on Continue. Don’t forget to complete your security settings and create an online ID and access code for your card to be activated. After these steps, the card is ready for purchase.
Mailing Address: Bank of America PO Box 15019 Wilmington, DE 19886-5019.