Bethpage Low Rate Credit Card Login | How to Apply | How to Activate

Bethpage Low Rate Credit Card

Bethpage Low Rate Credit Card is a good credit card choice to have if you have a good credit score. The card is one of the three cards offered by Bethpage FCU, this particular option offers an extremely low-interest rate, as well as no annual fee and new cardholders get to enjoy a 2.99% introductory APR for the first year also.

Bethpage Low Rate Credit Card

Features of Bethpage Low Rate Credit Card

  • As it is with other Bethpage FCU credit cards, there is no reward program attached to this card.
  • This card, however, offers a signup bonus of 2.99% introductory APR for the first year,
  • A cash advance APR of 8.65% to 22.65%(APR is subject to change),
  • A cash advance fee of 3% of transaction amount or $5 minimum,
  • A purchases APR between 8.65% to 22.65% (APR is subject to change) and
  • A late payment fee either the lesser of the minimum payment due or $25.


To apply for the credit card, the following must be present in an applicant:

  • Be at least 18 years old
  • Have a valid SSN
  • Have a US mailing address

How to Apply for Bethpage Low Rate Credit Card

Step 1- To begin, navigate to the Bethpage FCU credit card page and click on “Apply Now”

Step 2- Pick “Start a new application”, then indicate that you are applying for a credit card, select yes or no to whether you want to add a co-applicant and proceed to provide your email address and create a new password to enable you save your application at any point. Click on “Continue” to move on

Step 3- Next, select “New Credit Card”, select “Low Rate Card”, then enter your credit limit requested into the spaces provided. Click on “Continue” to proceed

Step 4- Next, fill in all required information in the sections listed such as personal information, housing information, employment, and financial information and click on “Continue” to proceed

Step 5- Read and agree to the terms and conditions and click on “Continue” to move on to the final step

Step 6- Read and understand before agreeing to the list of agreements. Click on “I Agree” then click on “Submit” to submit your application to be reviewed.

How to Activate

To activate your Bethpage FCU credit card, call the number 1(800)628-7070

How to Login

On the Bethpage FCU homepage, find the login window and enter your login credentials to log in and access your account.

If you have forgotten your password, supply your username and click “Submit”. Subsequently, Fill in the requested information and follow the instructions to reset your password and gain access into your account again



Telephone: 1(800)628-7070

Postal Address: Bethpage Federal Credit Union // 899 S. Oyster Bay Road // NY 11714