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Coles No Annual Fee MasterCard

Coles No Annual Fee MasterCard

Coles No Annual Fee MasterCard is issued by Coles Financial Services. This card does not charge a yearly fee and you can collect discount coupons on flights for eligible expenses.

Coles No Annual Fee MasterCard Features

  • Cardholders collect 1 point for qualifying costs
  • Yearly fees are not charged for the use of the card
  • Immediately receive $10 from the purchases done in Coles supermarket when you redeem up to 2,000 flybuy points
  • It provides free Coles delivery via the internet via the Coles credit card
  • It has a free Coles Mobile Wallet application that allows you to view and activate fly buys with your phone while simultaneously tracking purchases for convenience and control
  • Combine the Coles MasterCard and the flybuys card in one card, so that you can only carry one card instead of two.
  • Offers up to 55 days without interest for purchases for 15 months. Interest rate 19.99% p.a. for shopping and payment in cash
  • You enjoy peace as you use the card because Coles Shield and MasterCard Zero Liability Guarantee offer and protect you from scams
  • You have easy access to your online account
  • Provides extra cards with a handy explanation
  • Enjoy free access to the Coles 24/7 concierge around the world
  • It is a free insurance package that protects items purchased with a card if they are permanently lost, stolen or accidentally damaged.
  • You enjoy a first-time offer 0% interest rate for 15 months
  • Purchase interest is 19.99%
  • Cash advanceĀ fee is $ 5
  • International transaction fee is 2.50%
  • Late payment fee is $10.00
  • Transaction costs through your account are $2.25
  • Costs for paper statement is $2.00 for each statement

How to Apply for Coles No annual fees MasterCard

To apply for a card and to be approved, candidates must take into account the following criteria;

Eligibility requirements

  • The applicant must be at least 18 years old
  • You must earn at least $ 25,000 per year
  • He should be a permanent resident of Australia
  • Must have a good credit rating
  • Must have an in Australia mobile number
  • An e-mail address is required to receive electronic statements and other e-mails
  • The membership number of the flybuy must be ready.

How to Apply

  • Go to the Coles Financial Services Limited Application Portal
  • Enter the following details in the fields provided; Title, first name, middle name
  • Enter the following details in the Contact details section; Mobile phone, e-mail.
  • Read and accept the declaration of acceptance of electronic communication
  • Click the “Continue” link to complete the first phase of the application.

How to Activate Coles no annual feeĀ  MasterCard

To activate the newly purchased card:

On the Web

  • Go to and log in with your username and password
  • Choose your tag for paid discussions
  • Go to “Manage my card” and click on “Activate” to activate the card.

Via Coles Mobile Wallet app

  • Download the Coles Mobile Wallet app and follow the instructions to activate the card

On the phone

Call 1300 306 397 to activate the card.

How to Login

To access your credit card account

  • Go to the login page
  • Enter the username and password
  • Click the ‘Log in’ link to access your account.

How to restore Coles no annual MasterCard username/password

Click on “Forgot your username or password” on the login page


  • Enter the username
  • Enter the 16-digit card number on your card or statement.

User name

  • Enter the 16-digit card number on your card or statement.

How to make Coles no annual payment with MasterCard

  • Go to and log in with your username and password
  • Select the ‘My payments’ section and click ‘New invoice payment’
  • Select the CC you want to pay the bill with and then select “New Bill Payee”
  • Go with instructions and pay bills.

Customer Service Number

Call 1300 306 397 for customer service access.