Greater Iowa Credit Union Visa Secured Card.
Greater Iowa Credit Union Visa Secured Card is a good credit card that can accept an applicant with low creditworthiness.
Also, your credit limit is determined by the same amount as your deposit and with collateral. It has an interest rate (APR) that is very low at only 15.2%. (APR may change).
Users with this credit card can manage their account online by registering through the website of Credit lowa in Great lowa. Also, it has an Online banking service with which Users can perform balance transfer, view statements, manage bills and much more.
Note that, before you can make use your account, you must have activated and registered your card for the online account. Use our guide below to learn how to; apply for a card, activate Card and login to your credit card account.
Features of Greater Iowa Credit Union Visa Secured Card.
- This credit card had no reward and sign up bonus.
- It has no annual fee.
- It has a cash advance APR of 15.2% (APR may change).
- It has a cash advance fee of $10 or 2% whichever is higher.
- A late payment fee that is up to $15.
- And a purchases APR of 15.2% (APR may change).
Requirements for Greater Iowa Credit Union Visa Secured Card.
To successfully apply for this card, the following requirements must be met:
- You are to be at least 18 years old.
- You are to be a resident in the U.S.
- You are to have a valid SSN number.
- You are to provide a security deposit in any amount of your desired credit limit.
How to Apply for Greater Iowa Credit Union Visa Secured Card.
Step 1: Navigate to the Iowa Credit Card Suite page and choose the Gicu Secure Visa Card.
Step 2: If you have a Gicu account, give you membership number and last four digits of your SSN and click on “Continue”. If it is not, click on “Continue”.
Step 3: Supply some of your personal details.
Step 4: Then, click on the drop-down menu and select the Gicu secure card.
Step 5: You can now read, download and/or print contract and consumer card terms in April. Click on “Continue”.
Step 6: Give your location information:
Step 7: Supply your employment details.
Step 8: Also give your financial details.
Step 9: Choose if you would like to add a co-applicate.
Step 10: Check for any information errors or mistakes, correct it and click on “Continue”.
Step 11: Finally, read the terms of this credit card, check the box which indicates that you agree to the terms and click on “Send Request” for approval.
How to Login to Greater Iowa Credit Union Visa Secured Card page.
To login, visit the Greater Iowa Credit Union web page. Where you will see their internet banking services in the upper right corner. Then, give your username and password in the appropriate fields. Then, click on “Login” and you will be directed to your account.
If you forgot your password, give your login ID, click on “Forgot password” and give the following information:
Your membership number,
Date of birth,
If you have forgotten your login ID, you are to contact your financial institution in person or by telephone. The Greater Iowa Credit Union customer service number is: 1 (800) 296-9064.
How to Activate/Register your Greater Iowa Credit Union Visa Secured Card.
To activate your credit card call this number: 1 (800) 296-9064 and consult your representative. After you activate the card, you can create an online account. Start by clicking on the “Secure Registration” link, located above the customer service number on the card’s homepage and you will be taken to the next application page.
To register your card, you are to give the following information:
Date of birth
Last four digits of SSN
Your username is mandatory
Telephone: 1 (800) 296-9064
Mailing Address: 600 E 30th St // Des Moines // IA 50317.