NDFCU Irish Select Credit Card
This card, The NDFCU Irish Select Credit Card is one of the three “Irish” credit cards offered by the Notre Dame Federal Credit Union (or NDFCU), it has an extremely average APR set at 15.9% (APR is subject to change) This card also demands no annual fee and it has zero hidden fees. In other words, your interest rate won’t be increased just because you miss a single payment. This is the best choice of a credit card to use.
Features of NDFCU Irish Select Credit Card
Annual is $0
Cash Advance APR is 17.9%
Cash Advance Fee is 4% of the amount of the cash advance
Late Payment Fee is Up to $25
Purchases APR is 15.9% (APR is subject to change)
To be eligible to apply for this credit card, you must:
- You are at least 18 years of age.
- You have a valid SSN number
- You are US citizen or have valid passport
How to Apply For NDFCU Irish Select Credit Card
Step 1: From the NDFCU homepage, you will see three card options; select the central option, IRISH SELECT, by clicking on the Apply now button.
Step 2: the first page of the application focuses on your personal data. Provide your personal details before continuing with the next step:
Step 3 – Here you will need information about your apartment. Enter the following information in the corresponding fields before clicking on Next page. Street Direction, city, state, Postal Code, State of residence, Owner of the mortgage/owner’s name, Monthly payment
Step 4: Information about your current employment is absolutely necessary to obtain approval of your application. On this page, enter this information before continuing: Current employer, Employer phone number, Position/property title in the company, Rental date, Monthly gross salary, Source of other secondary income (if applicable), Other income (if applicable)
Step 5: Unlike most cash registers/banks, the NDFCU asks applicants to provide a reference. Enter the name of a friend or relative, a relationship with that person and a phone number before proceeding to the next step.
Step 6: If you plan to have a co-borrower, select Yes on this page. Otherwise, select No.
Step 8: If you want to get the debt protection, read the qualification requirements and plan the options on this page. If you have decided to go ahead, choose one of the three plan options. Otherwise, do not select any protection and click on Preview to continue.
Step 9: Remember to check all the information sent in the previous fields of this page, they must be complete and precise. After fulfilling the requirements, click Send to send the request for review.
How to Login to NDFCU Irish Select Credit Card
Logging into your account after creating a username and password is as easy as you can imagine. Start by going to this page and clicking on the login icon located on the right side of the main page menu. After clicking, a drop-down menu will appear, in which the Username field should be visible. Send the necessary information and click on Log in.
On the next page, enter your password, if applicable, and provide an answer to the security question that is presented. If the information was provided correctly, click Continue to access the online banking page.
If you have forgotten your login details, there are steps you can take to recover them. People who can not remember their user name or security question can call 1 (800) 522-6611 to speak with a customer service representative. They will help you in the best way possible so you can access your account. If you do not remember your password and you are in the preview of the page below, click on the link I forgot my password.
Finally, enter the new password and confirm it on the last page. Go to online banking by clicking on Change my password.
To activate your newly acquired credit card, call 1 (800) 522-6611 to speak with a customer service representative and, after confirming your identity, you can activate your PIN and start making payments with the credit card. Select the secure Registration link to begin configuring your online banking, The link will take you to the homepage of NDFCU, where you can choose the option Start session in the top menu. In the Username field, enter your membership number and click on Log in to continue.
1 (800) 522-6611
Notre Dame Federal Credit Union // P.O. Box 7878 // Notre Dame, IN 46556