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Old Navy Visa Credit Card

Old Navy Visa Credit Card

The Old Navy Visa credit card does not have an annual fee and has a reward program that allows cardholders to receive a $5 gift card for every $100 spent. This means, first of all, that after registering on the Old Navy card,  cardholders will have the option to save 5% on all Old Navy purchases. People who want to benefit from the purchases they make and have a strong allegiance to the Old Navy brand should not look beyond the Old Navy credit card as a solution to their credit needs.

Features of the Old Navy Visa Credit Card

For every $100 spent at Old Navy, cardholders will receive a $5 Reward Card. All purchases made outside of Old Navy will earn cardholders 1 Point for every $1 spent. When you reach a minimum of 1,000 Points you may exchange for them for a $10 Reward Card.

Signup Bonus is 10% off all purchases at any Old Navy retail location during the 1st day of membership.

An annual fee is $0

The Cash Advance APR is 25.99% APR.

Cash Advance Fee is $10 or 4%

Late Payment Fee is Up to $35.

Purchases APR is 23.99% APR.


For the application to be completed successfully, applicants must meet the following requirements:

  • Must be At least (18) years of age
  • Lack of bankruptcy of the credit history.
  • It has not been rejected by Synchrony Bank in the last 6 months.
  • It is located in the United States

How to Apply

Step 1: Go to the homepage

Step 2: In the first section, enter the following personal information: The name of the applicant., Address (without mailboxes), City, state and zip code, Home contact, Mobile phone /other phones (optional), Email address, Annual net income (from all sources), Time elapsed under the current address (in years)

Step 3: Your verification information must be completed: Date of birth (DOB), Social Security Number (SSN), Family mother’s name

Step 4: Select the method of delivery of the declaration and review the consent of electronic Communications if you choose the option Electronic declarations.

Step 5: Determine if you want to register in the additional security card program by clicking or not in the check box.

Step 6: Review the agreement of the cardholder and click on the checkbox to accept the terms. Click on the Secure Upload button at the bottom of the page, and the application will take you to the confirmation details area. Verify that all information is correct and inform your credit card.

Step 7: Click on the Secure Upload button at the bottom of the page and the application will take you to the confirmation details area. Verify that all information is correct and request a credit card before completing the application process.


First, you must go to the secure login page. Then enter your user ID in the empty space and click on the Sign In link. On the next page, you must answer the security question before you can access your online account.

Forgot password or username

If you can not remember your user ID, you can retrieve it by clicking the Search user ID link in the login tab. You must enter your account number and the last 4 digits of your social security number in empty spaces before clicking Continue to start the download process.

To Activate the credit card

If you recently received a Visa Old Navy credit card, you must activate it before you can use it to make purchases. Old Navy provides its owners with an easy way to complete the activation process. To activate your credit card, you must call the registration number 1-800-653-6289 or do it online. To do this online, you must first click on the previous security activation link. On the next page, click on Register and activate the link.

On the next page, you will see an empty field to enter your account number. Click on ‘Continue’ and you will be asked to confirm your position as holder of the main card, select the security settings, select a security image and verify the information to detect possible errors. When finished, activate the Visa Old Navy credit card and it will be ready to use to make purchases.


1(800) 653-6289



Mailing Address: Old Navy Online 200 Old Navy Lane Grove City, OH 43123-8605