PenFed Defender American Express card Features | Login Online | Apply Now

PenFed Defender American Express card

PenFed Defender American Express card

The PenFed Defender American Express card is a credit card offered by PenFed Credit Union have very good interest rates. One of the most interesting reasons to obtain this card is that there are no charges. This means that there is no annual fee, cash advance fees, fees for transactions abroad and even late fees. The money-back program provides cardholders with a 1.5% cash refund on all purchases made.

Features of PenFed Defender American Express card

Earn 1.5% cash back with every purchase

$ 100 bonus when you spend $ 1,500 in the first 90 days, 4.99% APY for 12 months for transfers

There is no annual fee.

The cash advance of the cash advance is from 10.24% to 17.99%, depending on your creditworthiness (the APR is subject to change)

There is no charge for late payment

The APR for purchases is from 10.24% to 17.99%, depending on your creditworthiness (the APR is subject to change)


To use this card, you must meet the following requirements:

Are at least 18 years of age.

You have a valid SSN number

Must be an active member of the Army, the Reserve, the National Guard or an honorary military veteran of the United States.

How to Apply for PenFed Defender American Express card

Step 1: From the home page. To continue, select the Apply Now tab.

Step 2: Select Yes or No to notify PenFed if you request this credit card along with the claimant. click Join now to continue.

Step 3: Here you have to choose one of the options to indicate your type of eligibility. After determining which organization is serving (ed), click Continue to continue

Step 4: Enter your personal data in the empty fields. Click on ‘Continue’ when everything is correctly entered.

Step 5: Next, you must provide some information about your home address

Step 6: Continue giving the details of your employer / company. The following information must be provided: Employment status: employee, month employee, name and surname of employer/company, address of employer / company (street, castle, city, state, country). Monthly gross income, social security number

Step 7: Now you will have to provide additional information about your income. If you have additional income, choose Yes and enter your other monthly income, your source of other income.

Step 8: Read the terms and conditions of use of this credit card, as well as the information provided in the Credit Report Authorization and Credit Card Account window.

Step 9- Click Continue to officially send your request. The application process will end after successfully completing each of the previous steps

Login Guide to PenFed Defender American Express card

To log in to your account, you must first go to the website. After loading the page, enter your username in the empty field and click on Login

Did you forget your password

If you can not remember your username or password, you should follow some steps. Those who have forgotten their user names should click on Forgot my username? The link is in the login menu. On the next page, enter your social security number and click Continue. By doing so, we will send you an email with the forgotten user name.


To activate the card, call 1 (877) 856 9690 and follow the instructions provided by the phone.


1 (800) 247 5626Email:

Mailing address: Box 247009 // Omaha, NE // 68124-7009 or Box 1432 // Alexandria, VA // 22313-2032