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PenFed Gold Visa Card

PenFed Gold Visa Card

The PenFed Gold Visa Card is quite simple compared to other cards If you decide to apply. This credit card has an annual interest rate of 10.24% to 17.99%, depending on your credit worthiness. PenFed has a special registration bonus where you can earn $ 100 in your account if you spend at least $ 1,500 in the first 90 days, therefore PenFed Visa Gold card is an easy recommendation for everyone.

Features of PenFed Gold Visa Card.

There is a Signup Bonus of 0% promotional APR for 12 months on transfers made and a  $100 bonus statement credit when you spend $1,500 within the first 90 days

Annual Fee is not applicable

Cash Advance APR is set at 10.24% to 17.99%, based on your creditworthiness (APR is subject to change)

Cash Advance Fee is not applicable

Late Payment Fee is Up to $10 if the balance is less than $1000, Up to $20 if the balance is $1000-$2000, Up to $25 if the balance is greater than $2000

Purchases APR is set at 10.24% to 17.99%, based on your creditworthiness (APR is subject to change)


To use this credit card, the following conditions must be met:

  • You are at least 18 years of age.
  • You have a valid SSN number

How to Apply for the PenFed Gold Visa Card

Step 1: You can start the application process by going to the homepage. There you have to click on the green tab Apply now to continue.

Step 2: Select Yes or No to notify PenFed if you request this credit card along with the claimant. Click Join now after making your selection.

Step 3: enter your name, surnames, date of birth, email address and phone number in empty boxes. Click on ‘Continue’ when everything is correctly entered.

Step 4: Now you must provide some personal information regarding your address and mortgage / rent. The exact data that are required are the following: Street Direction, Apt / Unit / Suite, city, state, country, State of residence, Monthly mortgage or rent, Years in your home, Months in your home

Step 5: This step is similar to the last, although you will now have to provide the details of your employer / company. The following information is required: State of Employment, Year used, Months employees, Name of employer / company, Employer / company address (street, castle, city, state, country), Monthly gross income, ANN

Step 6: If you currently receive additional income to those described in the previous step, select Yes and enter a different monthly income, source of other income and total monthly income available.

Step 7- Here you should review the summary of the conditions of this credit card, as well as the conditions described in the Authorization of credit report and Credit card account window. If you comply with the terms of PenFed, verify all green fields that I agree before continuing.

Step 8: Your request will be officially sent to verify after clicking on the Continue button. This last step marks the end of the application process and all you have to do is wait for confirmation from PenFed.


Start by going to this page to access the PenFed banking website. After loading the page, enter your username in the empty field and click on Log in to continue.

Forgot password or username

If you do not remember your username and password, click on Forgot your username and password? The link is at the bottom of the main login menu. Enter your social security number in the empty field and click Continue. As a result, you will receive an email with your username. Now that you have your username, you can recover your password using the password recovery method described above and, in turn, re-access your online bank account


Activate the card by calling 1(800)562 1341  and following the instructions provided by the  customer representative.


1 (800) 247 5626

Mailing Address: Box 247009 // Omaha, NE // 68124-7009 or Box 1432 // Alexandria, VA // 22313-2032