Ralphs Rewards Plus Visa Credit Card Features | Login Online | Apply Now

Ralphs Rewards Plus Visa Credit Card

Ralphs Rewards Plus Visa Credit Card

The Ralphs Rewards Plus Visa Credit Card is a credit designed for those who make purchase regularly on Ralphs stores. With this credit card comes with a standard 1-dollar rewarded dollar reward program, you get 2 dollars per dollar spent when shopping in Ralphs stores and 3 dollar points spent on Ralph’s brand. Every 1000 points you earn can be used for $ 5 in free foods, so the more you spend, the more you save.

Features of Ralphs Rewards Plus Visa Credit Card

Cardholders get 3 points for every  $1 spent on Ralphs store brand products, 2 points for every $1 spent at Ralphs grocery stores, and 1 point for every $1 spent everywhere else

New users get a $50 statement credit when first purchase is made

No Annual Fee

Cash Advance APR is 25.74%

The Cash Advance Fee is either 4% of the amount of each advance or $10, whichever is greater

Late Payment Fee can be about $37

Purchases APR comes at 14.49% to 24.49% (APR is subject to change)


To qualify for this credit card, you must meet these conditions:

At least 18 years old

Must Be a US resident

Should Have SSN

How to Apply for Ralphs Rewards Plus Visa Credit Card

Step 1 – To start your online application, go to the Ralphs Rewards Plus Visa Credit Card page and click on Apply Now.

Step 2 – Start filling in necessary personal information

Step 3 – Enter all the necessary information in the Housing Information section.

Step 4 – Fill in the needed financial details to enable the U S to ascertain financial situation

Select Yes or No. to indicate whether you have a current account and a savings account.

Step 5 – Next, you have the option to do a balance transfer to this account. If you wish to. You can also add additional cardholders or users to your account. To perform any of these functions, select Yes.

Step 6 – Read the terms and conditions for this card, and if you agree with them, check the box that indicates that is the case. When done, click on Submit.

Login Guide

To access your account, you’ll need to go to the US bank login page. On the page, enter your personal ID into the specified field and click Sign in to move on to the next step

Now enter your password and click Login. You will gain access to your online bank account.

If you’ve forgotten your personal ID, you can restore it by clicking on the forgotten ID? (in the first login window). On the next page, select Personal.

Then select your phone number, email address, or card number or account as an identification method.

You will then need to enter your phone number / e-mail address / card number and your last 4 digits of the SSN before clicking Next. On the following pages, you will be able to retrieve your personal ID, and in return get access to your credit card account.

If you have forgotten your password, click Forgot your password? (located in the second login window). On the next page, enter your last 4 digits of the SSN into the blank field and click on Next.

Next confirm your identity on the subsequent pages and you will be able to reset your password.


To activate the new credit card simply call 1 (800) 947-1444 to do so.

Telephone: 1 (877) 373-6196

Mailing Address: U.S. Bank // P.O. Box 790408 // St. Louis, MO 63179-0408