Sandy Spring Bank Complete Rewards Card Features | Login Online | Apply Now

Sandy Spring Bank Complete Rewards Card

Sandy Spring Bank Complete Rewards Card

The Sandy Spring Bank Complete Rewards Card is a credit card that is issued by First Bankcard. You will receive an initial 0% APR on all net purchases during the first 12 payment cycles, your APR will be established between 16.24% and 23.34%, depending on your credit rating (the APR may change).

Features of Sandy Spring Bank Complete Rewards Credit Card

Cardholder receive 1 point for every $1 spent

A signup bonus of 0% introductory APR for the first 12 payment cycles on purchases, earn 2,500 bonus points after making your first purchase within the first 3 payment cycles

No annual fee is required.

It has Cash Advance APR is set at 25.49%.

And the Cash Advance Fee is Either $15 or 5%, whichever is greater

Late Payment Fee is up to $37

Purchases APR is set at 16.24% to 23.24%, based on your creditworthiness


The following requirements must be met:

  • Be at least 18 years of age.
  • Must live in the United States
  • Have a valid SSN number

How to Apply for Sandy Spring Bank Complete Rewards Credit Card

Step 1: Start the application process from the Sandy Spring Bank home website. you should display a list of the credit cards available on the first bank card. Next to the Total Rewards card header, select the “Request now” link to continue.

Step 2: This part of the application process requires some personal information. Start by entering your name, full address, home phone number, and email address.

Step 3: enter here your date of birth, social security number and the maiden name of your mother. Provide information about your apartment (years to address, housing status and monthly housing rate).

Step 4- This section requires your financial information, enter your current employer,company’s telephone number and the total annual income. Then enter the total amounts in your checking account, savings account and investment account.

Step 5 At this point, you can transfer your balance to consolidate your previous balances into an account. You can also add an authorized user to your account if you wish to do so. Click Continue when you are ready to continue.

Step 6- This page summarizes the information provided so far. Verify the accuracy of the data before continuing. Finally, review the terms of use of this credit card and, if you comply with the terms of the first bank card, select the small box at the bottom of the page.

Sandy Spring Bank Complete Rewards Card Login

To access your personalized bank account using the first bank card, go to the homepage. Click the empty box in the upper left corner of the screen. Enter your user ID and click on login to enter your password in the empty field. Click on the Submit button to access your online bank account.

Forgot password or username

You can recover a forgotten password or a user ID by clicking on the forgotten ID / Password link below the main login field. On the next page, enter your first and last name and your user ID or email address. Click Send after entering the required information. The next page contains instructions on how to recover your login credentials.

Activate the card

To use this credit card for payments, you must first have to activate it. To do so, Call the number  1 (888) 295-5540  and talk to the person in the customer service department. Click on the Secure Registration link to initiate the online bank account registration process. The first Bankcard will require you to provide personal information to authenticate your account. In the blank fields on the registration page, enter the account number, the type of account, the due date and the panel code. Enter your first and last name below, the last four digits of the SSN, your date of birth and your email address. On the next pages, you will choose your user ID and password for your account before completing the registration process.


1 (888) 295-5540

Mail Address: First Bankcard // C/O First National Bank of Omaha // P.O. Box 2340 // Omaha, NE 68103