Southern Illinois University Alumni Visa Credit Card Features | Login Online | Apply Now

Southern Illinois University Alumni Visa Credit Card

Southern Illinois University Alumni Visa Credit Card is issued by Commerce Bank. If you are a graduate of Southern Illinois University and are looking for a new credit card, the Alumni Visa credit card from Southern Illinois University may be of interest to you. The interest rate is quite reasonable, with an assigned rate of 12.49% to 18.49%, depending on your rating (APR may be subject to change). Regardless of the interest rate you have, you will receive 1.99% of the initial annual interest rate for the first 6 monthly payment cycles when you open your account.

Features of Southern Illinois University Alumni Visa Credit Card

1% cash back for each $1 spent on all purchases, and 2% or 3% cash back for purchases done in selected categories

A signup bonus of 1.99% introductory APR on purchases and balance transfers for first 6 billing cycles

No annual fee is required

The Cash Advance APR is set at 25.49%

Cash Advance Fee is either $10 or 5%, whichever is greater

Late Payment Fee is Up to $37

Purchases APR is set at 12.49% to 18.49% (APR is subject to change)


To be eligible to use this credit card, you must meet the following requirements:

  • Be at least 18 years old
  • Have a valid mail address in the United States.
  • Must Have a US social security number

How to Apply for Southern Illinois University Alumni Visa Credit Card

Step 1:  Go to the Alumni Southern Illinois University credit card summary page and click on the Apply Now link.

Step 2: Before starting your application, you should read the terms and Condition of this card. To continue, you must accept the terms and indicate that this is the case.

Step 3: Begin to complete the application with all the information demanded.

Step 4:  You  must enter the necessary information regarding your work and

Step 5: Next is the information section of the apartment, enter all the required info.

Step 6: At this point, you must provide the full name and relationship of your closest relative who does not live with you. Then select Yes or No to indicate if you have ever filed for bankruptcy in the last 10 years or if you are a permanent resident of the United States.

After completing these fields, click Next to continue with the next step.

Step 7: In this step, you can add the applicant to your request by selecting Yes and providing the required information. If you do not add the applicant, select No. When you have finished, click Next.

Step 8: You can consolidate your previous balances into an account, combine this card with an existing Commerce Bank account and add protection to your debit account.

Select Yes or No to indicate if you want to apply any of these options. When everything is done, click Send.

Southern Illinois University Alumni Visa Credit Card Login

To log in to your online account, you must go to the Commerce Bank credit card login page and locate the login window. Enter your User ID there and click on Log in to continue with the next step. Then you must enter the password in the field provided and click on Login. Now you should have access to your home page of online banking.”

Forgot password or username

Click on Forgot your password? link found in the second login window and enter the following information on the following page:

Customer ID, The last 4 digits of the SSN, The last 4 digits of the credit card number., 3-digit security code

Click on Continue In subsequent windows, you can reset your password and then log in again to your account. If you have other problems logging in, call customer service at 1 (800) 986-2265.

Activate the card

To activate a new credit card, call the number 1 (800) 645-2103 and activate the card with the help of a customer service agent.


Telephone: 1 (800) 645-2103

Mail Address: Commerce Bank // PO Box 411036 // Kansas City, MO 64141-1036