St.John’s University BankAmericard Cash Visa Signature Credit Card

St.John’s University BankAmericard Cash Visa Signature Credit Card

St.John’s University BankAmericard Cash Rewards MasterCard is issued by Bank of America. It’s cash rewards program includes 3% cash back on gas, 2% cash back at grocery stores and 1% cash back on all purchases. The 2% and 3% cash back rates only apply to the first $2,500 in combined qualifying purchases. The APR ranges from 13.24% to 23.24% and is assigned based on your creditworthiness (APR is subject to change).

Features of St. John’s University BankAmericard Cash Rewards

You earn 1% cash back on all purchases, 2% cash back at grocery stores, 3% cash back on gas, the 2% and 3% rates only apply to the first $2,500 in combined purchases.

A signup bonus of $100 cash rewards is given after making at least $500 in purchases within the first 90 days, and 0% introductory APR for the first 12 payment periods following the opening of your account

No Annual Fee is required

Cash Advance APR is set at 25.24%

The Cash Advance fee is Either $10 or 3% of the amount of each transaction, whichever is greater

Late Payment Fee is Up to $37

Purchases APR is set at 13.24% to 23.24% (APR is subject to change)


To be eligible to receive this  card, you must meet the following criteria:

  • Must be at least 18 years of age
  • Have a valid US mail address
  • Need a US SSN

How to Apply for St.John’s University BankAmericard Cash Visa Signature Credit Card

Step 1: Go to the summary page, scroll down to the More Information section and click the blue link within Click here to apply online.

Step 2: Scroll down to the window pictured and provide all of the following information where indicated: Full name, Phone number, Email address, Complete physical address (including city, state, and ZIP code), Country of permanent residence, Mail address (if different from physical address), Housing status, Monthly housing payment

Step 3: You will be required to fill in all of the information listed below: SSN, Date of birth, Mother’s maiden name, Country of citizenship, Citizenship status

Step 4: Fill in your work and employment details.

Step 5: Provide your Total annual income and select your source of income.

Step 6: Choose to consolidate your existing credit card balances of up to 3 other cards onto one bill. To do so, click the little box, select how many transfers you wish to perform, and provide the following for each balance transfer: your Credit card institution, Account number, and Requested amount. Click Continue.

Step 7: Review all the information you have entered, read the terms and indicate that you agree to them by clicking the little box.

St.John’s University BankAmericard Cash Visa Signature Credit Card Login

To log in, go to the Bank of America home page, locate the Secure Login window and enter your ID and password online. Click on Sign in to access your online bank account.

Forgot password or username

You can retrieve your ID or reset your password to regain access to your account.

Click on the link I Do not remember the ID or Forgot your password.

Enter the complete card number or account number, the complete social security number or tax identification number, as well as an online identification.

Click Continue. In the following windows you can create a new password or download your Internet ID, you can log in to your account again.

Activate the Credit Card

Call the customer service number 1 (800) 276-9939 and follow the instructions provided by the phone to activate the card. You can register your new bank account online through


Telephone: 1 (800) 732-9194

Mail Address: Bank of America // PO Box 10519 // Wilmington, DE // 19886-5019