Total Visa Unsecured Credit Card Features | Login Online | Apply Now

Total Visa Unsecured Credit Card

Total Visa Unsecured Credit Card

Total Visa credit card has an annual fee of $ 75.00 for the first year and then $ 48.00. You only have a $ 300 credit, which is sold as a means by which you can make sure you are progressing towards a positive credit rating. Now is the wrong part, both the percentage of cash and the interest in the purchase is 29.99%.

Features of Total  Visa Credit Card

Low credit limit of $300 allows those with poor credit scores to establish a good credit standing.

Annual Fee is $75.00 for the first year, after that, $48.00 annually

Cash Advance APR is set at 29.99%. Variable based on the market Prime Rate.

Cash Advance Fee is either $5.00 or 5% of the amount of each cash advance, whichever is greater.

Late Payment Fee is Up to $37.00; up to $15.00 for Iowa residents

Purchases APR is set at 29.99%. Variable based on the market Prime Rate.


To be eligible to receive this card, you must meet the following requirements:

  • You must be at least 18 years old
  • Must be a resident of the United States of America.
  • Have a valid social security number

Apply Now for Total Visa Credit Card

Step 1: Go to the main page of the application

Step 2: Enter the following information in the empty fields: first name, Average ticket, first name, Email address, Verify your email address, Street Direction, city, state, Postal Code, Phone number of the house, phone number

Step 3: Determine if you have an active checking account.

Step 4: Review the terms and click the checkboxes to confirm that you are a US resident. And if you want to receive a daily email.

Step 5: Click Continue to complete the application process.

How to log into Total Visa Unsecured Credit Card

Step 1: Go to the login page.

Step 2: Enter your user ID in an empty space and click the Sign in button. On the next page, you must enter your password before you can access your online account.

Activate the credit card

To set up an online account, you can do so by calling the activation number 1-888-267-7942  or by clicking on the online registration. To register online, click the previous secure activation link. On the next page, click the Save Today link. On the next page, enter the following information before clicking the Submit button: Social Security number, first name, Account number, Account type, Security Question, Security Response, The last four digits of your SSN or telephone banking password. Next, you must create a user ID and password before completing the activation process.


(888) 267-7942


Mail Address:Total VISA P.O. Box 89940 Sioux Falls, SD 57109