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Union Bank Rewards Visa Card

Union Bank Rewards Visa Card

Union Bank Rewards Visa Card is an excellent credit option for anyone looking for a card that allows them to earn points each time they make a new purchase.  2 points will be rewarded for $ 1 spent on groceries and you will earn 1 point for all other purchases. You will receive a 50% bonus on all your points when they are used as payment for the capital reduction.

Features of the Union Bank Rewards Visa Card

Earn 2 points for every $1 spent on grocery store purchases, earn 1 point for every $1 spent on all other purchases

A signup bonus of 0% introductory APR on balance transfers for the first 12 billing cycles, 3% balance transfer fee on each transaction (minimum $10) for the first 12 payment cycles

Annual Fee is not required

Cash Advance APR is set at 25.5% (APR is subject to change)

Cash Advance Fee is Either $15 or 5% of the amount of each cash advance, whichever is greater

Late Payment Fee is Up to $37

Purchases APR is set at 14.24% to 24.24%, based on your creditworthiness (APR is subject to change


To be eligible to receive this card, the following requirements must be met:

  • You are at least 18 years of age.
  • You have a valid SSN
  • You live in the United States

Apply Now for  Union Bank Rewards Visa Card

Step 1: Start by going to the Union Bankcard application website. Start now on the right side of the screen. Click on the Apply Now link to continue.

Step 2- Use the drop-down menu to choose the type of credit card you are requesting.

Step 3- This section requires the applicant’s information.

Step 4-  Enter the address line (street address), city, state and zip code. If your mail address is different from your permanent residence, check the small box to mark it and enter your full mailing address.

Step 5: Specify your employment status and provide your employer’s name, your employer’s summer, and check a small box below these fields if you are the principal shareholder, director or officer from a bank or another institution.  Enter your housing status, the monthly charge for housing and total annual income.

Step 6 Add an authorized user to this credit card and/or make a balance transfer to consolidate the balances of previous cards in an account. If you have information about Union Bank, enter this information in the two boxes below. When you are ready to continue, click Continue.

Step 7-  Carefully read these terms and conditions to fully understand what you are requesting. Select the small box to confirm compliance with the terms of Union Bank and click Send request to send the card request to Union Bank for verification. You will soon receive an email confirmation about the status of your request.

How to log into Union Bank Rewards Visa Card

To access your online bank account, go to the website. The Start Session menu should appear in the center of the screen. Enter your username and password before clicking Send to access your personalized account.

Forgot password or username

Click the link I do not remember the username below the login fields. On the next page, enter the credit card number, expiration date, last 4 digits of the social security number or registration number and zip code. Click Next after providing the required information. Follow the instructions on the next two pages to retrieve the forgotten username.

To recover a forgotten password, click the Forgot password link in the main login menu. In the empty field, enter your username and click Next to continue. Fill out the instructions on the next two pages and you can reset your forgotten password.

Activate the credit card

To activate your credit card call the number 1 (888) 642-3311  and following the instructions provided by your customer service representative and/or automated messaging system. When the card is ready to use, you can register for online banking by clicking the Safe registration link located just above the activation number. Enter the credit card number in the empty field on the registration page and click the Submit button to continue. The following pages require you to choose a username and password for the account before finalizing the registration. After switching to the end of the registration pages, the account must be configured and ready for use at a convenient time.


1 (888) 642-3311

Mail Address:400 California Street // San Francisco // California // 94104