Westpac Altitude Credit Card Features | Login Online | Apply Now

Westpac Altitude Credit Card

Westpac Altitude Credit Card

Westpac Altitude credit card is a very good credit card option for you. The annual fee is $100 and the interest rate on purchases and cash advances is around 20.24%. In addition, each $ 1 you spend gives you 1 to 2 reward points (depending on whether you choose a Visa or American Express card) that can be exchanged for freight and travel vouchers.

Features of Westpac Altitude credit card

For each $1 spent earns you 1 to 2 reward points (depending on whether you choose the Visa or American Express card) which can be exchanged for merchandise and travel vouchers.

A signup bonus of 0% purchase rate for first 3 months and no annual fee for the first year for those that are already Westpac members.

Annual Fee is $100

Cash Advance APR is set at 20.74%. Variable based on the market Prime Rate.

Cash Advance Fee is 2% of the value of the transaction with a minimum charge of $2.50 and a maximum charge of $150.

Late Payment Fee is $9.

Purchases APR is set at 20.24%. Variable based on the market Prime Rate.


To be eligible to receive this credit card, you must meet the following criteria:

  • Must be at least 18 years old
  • Be a resident of Australia
  • Have a valid proof of government identity.

Apply Now

Step 1: Go to the application website which is shown below.

Step 2: Review the credit card guide and the credit card data sheet, as these are essentially two-part terms and click the credit card height link to continue.

Step 3: Determine if you are a Westpac customer or not.

Step 4: Click Continue.

Step 5: Enter the following information in the correct place: The mobile number, Email address, Title, Surname, first name, Birthdate, Residence address, Time in this direction

Step 6: Choose the branch closest to your address.

Step 7: Present proof of citizenship in one of the following ways: Driver’s license number, Medicare Card, Australian passport

Step 8: Click Continue.

Step 9:  Enter the basic financial information before you are asked to review and submit your application.

How to log into Westpac Altitude Credit Card

Step 1:  Go to the login page

Step 2: Click the Start session button on the next page.

Step 3: Enter the customer ID and password in the available fields, then click Log in to access your online account. If you want to reset your password, you can do so by clicking the “Reset password” link and continuing with the following steps.

Step 4: Enter the customer ID and date of birth in the fields provided.

Step 5: Click Next to start the recovery process for the forgotten password.

Activate the card

You can create an account online by calling the activation number 1-300-655-505 or by registering online. To register online,  click the secure activation link above. On the next page click the Start Session button. Then you have to click Register now and enter the following information: Customer identification, Name, Date of birth. Click Next to continue.

Before you finish the activation, you should create a few security questions, a password and enter basic information about yourself and your account preferences. You’ll have all the tools you need to safely and effectively manage your online credit card.


+61 2 9293 9270

E-Mail: online@westpac.com.au

Mail Address: 275 Kent Street, Sydney NSW 2000