Chemical Bank Dream MasterCard Online Login

Chemical Bank Dream Mastercard

Chemical Bank Dream Mastercard is a credit issued by Chemical Bank in partnership with First Bankcard, a division of First National Bank or Omaha and a credit card issuer.

The card is exclusively for Chemical Bank customers in Michigan and offers rewards without too high limits, fines or late fees.

The reward program offers triple points to cardholders on qualifying gas and food purchases.

Cardholders can also maximize their rewards redemption options on travel, merchandise, gift cards, cash back and more, the bank has added.

Chemical Bank Dream Mastercard

Features of Chemical Bank Dream Mastercard

  • It offers 3 points/$1 spent on gas and groceries; 1 point/$1 spent on all other purchases.
  • No Annual Fee $0
  • The Cash Advance APR 25.24% APR
  • Cash Advance Fee $10 or 5% of the withdrawal, whichever is larger
  • The Late Payment Fee is Up to $35
  • The Purchases is APR 0.00% APR for the first 6 months, after that 15.99%, 18.99%, 20.99% or 22.99% APR based on your creditworthiness


All candidates must:

  • Be at least eighteen (18) years old
  • Have an important US SSN
  • Have a valid US postal address

How to Apply for Chemical Bank Dream Mastercard

To access the secure application, go to the summary chemical bank page and select the link corresponding to the dream card (bottom left).

Step 1 – You are expected to enter the required information identifying your personal identity, financial circumstances, and the like in order to continue applying

Step 2 – You now have the option to add authorized users to your account, perform balance transfers from existing credit accounts to the new card, and design a custom face for your new card.

Step 3 – We recommend all applicants to read the Terms and conditions before submitting the application, If the conditions are acceptable to you, select confirm the information and wait for the decision of the Chemical Bank, whether you are actually creditworthy or not.

How to Login

You can log in through the FB homepage when there you need to provide your user ID. If entered correctly, you are expected to enter your password on the following page.

If you cannot remember either your user ID or your password, you can reset this information by selecting Forgot ID / Password. and fill out the form displayed. You are required to enter the needed data in the form.

Activation / Registration

To activate a new card with Chemical Bank, you must call the number 1 (888) 295-5540.  To create an online card management account with FB, please follow the secure registration link and fill in the registration form. You are expected to provide the required information in the form to complete the registration process:

Telephone: 1 888-295-5540

Mailing Address: First Bankcard C/O First National Bank of Omaha P.O. Box 2340 Omaha, NE 68103