National Hot Rod Association Credit Card Review | Apply Now | Online Login

National Hot Rod Association Credit Card

National Hot Rod Association Credit Card

The National Hot Rod Association has partnered with UMB Bank to provide their fans with the National Hot Rod Association Credit Card, an NHRA-branded affinity card. NHRA fans get to choose their own stylish card image and get reasonable APR of 14.24% to 18.24% which can change with no annual fee.

Features and Rewards of the National hot rod association credit card

The rewards offered are stated in the brochure that will be sent by post with the card

No Annual Fee

It has a Cash advance APR of 25%

There is 0% intro APR on balance transfers for the first 12 payment cycles for transfers within 60 days after opening the account

A cash advance fees is 3%, with a minimum of $15 and a maximum of  $50 is attached to the card

Late payment can be up to $35

Purchase APR 14.24% to 18.24% (APR change can be changed)


To be eligible for this card you must meet the following requirements:

  • Must be at least 18 years of age
  • Have to be living in the United States
  • You have a valid SSN

How to Apply

Step 1- To begin the application, go to the homepage,  select your card image from one of the five different option available. then click on Apply Now to be redirected to the application page.

Step 2- Provide the necessary personal information on the application form as indicated to identify yourself and ensure the security of your account

Step 3- Enter the required Financial Information: Employment status, Position, Employer name, Length of employment, Residence status, Monthly housing payment, Gross annual salary so as to help determine your creditworthiness and set your APR’

Step 4- Next Review the Terms and Conditions for the National Hot Rod Association Credit Card

Step 5- If you wish to submit your application, tick the box next to the I Agree to indicate your consent.

Online Login

To Login to your online account go to the UMB Bank homepage, locate the login menu and select Card Center Direct from the pull-down menu.

Enter your User ID in the field specified and click Next to access your account. On the next page, you will need to provide your password.

Forgotten password

If you can’t remember your password, you can Call the following number to retrieve your password and user name  1 (800) 821-5184

How to Activate the card

To activate the newly received credit card simply call 1 (800) 821-5184 to do so.


Telephone: 1 (800) 821-5184

Mailing Address: UMB Headquarters Branch // 1010 Grand Blvd // Kansas City, MO 64106